Looking for trusted mortgage lenders in Kalispell who put your needs first? Legacy Lending, powered by Nexa Mortgage, is your local home loan officer dedicated to making homeownership achievable for Montana families. As one of the leading mortgage companies in Kalispell, MT, we combine personalized service with access to competitive loan programs you won't find at traditional banks.
Whether you're a first-time buyer or seasoned investor, Ashley Peters and the Legacy Lending team provide expert guidance through every step of your home financing journey.
As a trusted mortgage loan broker near you, Legacy Lending offers a comprehensive suite of loan programs designed to fit your unique financial situation. Unlike big banks with rigid requirements, we work with multiple lending partners to find you the best rates and terms available.
From zero-down VA and USDA loans to conventional and specialized financing, we offer loan programs for every borrower. Whether you're buying your first home, refinancing, or investing in commercial property, our experienced mortgage loan officers will help you find the perfect fit.
Flexible options for strong credit borrowers
As low as 3.5% down for qualified buyers
Financing for investment and business properties
Lower your rate or access your home's equity
Alternative financing for unique situations
Financing options for Foreign Nationals
Reverse Mortgage Loans
0% down for rural Montana properties
0% down for eligible veterans and service members
As local Kalispell, Montana home loan lenders, we proudly serve borrowers throughout the Flathead Valley and across Montana. Whether you're buying in Kalispell, Columbia Falls, Whitefish, Missoula, or anywhere in Big Sky Country, Legacy Lending brings personalized mortgage solutions to your community.
Searching for a home mortgage broker near me in Montana? You've found your local experts.
When you work with Legacy Lending, you're not limited to one bank's loan products. As an independent Montana mortgage company in Kalispell, MT, we have access to multiple wholesale lenders, which means:
✓ Competitive Rates – We shop your loan to find the best terms
✓ More Loan Options – Access to specialized programs big banks don't offer
✓ Personalized Service – Work directly with local mortgage broker Ashley Peters
✓ Fast pre-approvals and streamlined closing process
✓ Local expertise as Kalispell, MT mortgage brokers serving all of Montana
✓ No Extra Fees – Lenders pay us, not you
Use the quick form to contact us, request a pre-approval, or explore refinance options. If you are comparing mortgage companies in Kalispell, MT, this is the fastest way to get initial numbers and next steps from a local mortgage lender and broker. Use our Mortgage Calculators to estimate payments
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Plan with real numbers, then move forward with confidence. Use the calculators to estimate payments, review the loan process, and scan common questions before you apply.